Five reasons to use a credit card

As a country still drowning in unsecured debt, we're always hearing why spending on credit is bad. Yet there are some reasons why it's good to have a credit card, according to Confused.com – and it's not so you can buy those new jeans before payday.

I've never owned a credit card, but there has been some instances while traveling overseas when I really wish I'd had one. So here's five reasons why it's good to have some plastic in your wallet.