Three places to find money you didn't know you had

Serena Cowdy

Christmas is looming on the horizon, and it doesn't look like your pennies are going to stretch far enough. Sound familiar?

Thousands of people take out loans or credit cards to cover the cost of Christmas and other big expenses. However, research shows that thousands of us also have money - lurking here and there - that we've completely forgotten about! So, before you apply for credit, make sure you've made the most of the cash you've already got...