Can £4.3bn loyalty points pay for Christmas?

Updated
Advantage card
Advantage card

Jason Alden/Newscast/PA

A new study has revealed an astonishing balance on the loyalty cards of British shoppers. We have £4.3 billion worth of points with schemes like Tesco Clubcard, Nectar and Boots Advantage. The average shopper has an unspent average balance of £115.06 across their loyalty cards, and 40% of holders are looking to spend their points on Christmas. With the right approach, you could get your points to cover a serious chunk of your festive costs.

However, these points may not be the blessing they seem.
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