Is your overseas retirement doomed to financial disaster?

As the winter weather kicks off and the nights draw in, who hasn't wondered whether they'd be better off retiring somewhere warm and sunny? However, for those who make the leap from the dream to reality, the government is warning that there are very real risks.

The Foreign and Colonial Office has had to step in and help people facing heavy fines, financial ruin, or even legal trouble because they did not plan carefully enough for an overseas retirement.
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