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As mortgage fees soar we do the sums on homeloans with no upfront costs.
The average mortgage arrangement fee is now an eye-watering £1,502, and this has rocketed 25% in the past three years alone, according to Moneyfacts.
Such steep fees are extremely difficult for many borrowers to cope with, because they come at a time when money is usually tight and most of your savings have been put towards a deposit and Stamp Duty. So there is often very little left in the pot.